“If your account is banned, you also forfeit the licenses to any games that have licenses tied to it as listed in the ToU [Terms of Usage],” the tweet reads.
As the question in particular specified Xbox One, Microsoft has clarified their answer was in reference to Xbox 360’s games collections. But, speaking with Reddit Games during E3, Hyrb has backtracked on these clarifications, saying prospective banned Xbox One users would “always have access to the games you purchased”. Should there be a situation where Xbox One’s authentication servers shut down, Hyrb responded by saying it’s too early to draw conclusions from a generation that hasn’t started yet.
“That’s certainly something we would not do. That’s not the way the system is designed. It’s designed for flexibility. But let’s get the system out there first,” Hyrb says.