10 Best Financial Manager Apps for Students

10 Best Financial Manager Apps for Students 1

Perhaps, it is the student years when we learn to handle money. At this time, many of us study the art of investing or figure out where it is more profitable to open a deposit. But one way or another, real financial literacy begins with planning a personal budget.

Sure, some people are used to having spreadsheets in Excel or recording all expenses in a notebook. But why not turn to handy and user-friendly apps? They have a ton of great features, from taking pictures of checks to recognizing transactions from mobile banking and managing a budget with multiple people.

In this article, we figure out which app is best to make accounting your habit and give you the key to financial management. In general, planning everything from finances to household chores and homework is becoming key these days. And when it comes to school assignments, more and more students fail to hand in them on time.

If you face the same problem, just outsource the tasks to EssayPro.com to have academic performance under control. Indeed, with a reliable helper, you will forget about endless deadlines and constant tension. And now, let’s focus on the best financial manager apps!


This simple service syncs with multiple devices. The chart of expenses for the day, week, or month (as you prefer) is divided into categories. Plus, you can get more information by clicking on it. Some features, such as using a password to enter the app, are available in the paid version only.

Monefy builds graphs so that you can see in which areas of life you spend more. In addition, the whole family can keep track of their expenses here. To do this, you need to create several accounts, and everyone will be able to enter data about their income and expenses. Monefy is also cool if you shop in different currencies.

Platforms: iOS, Android.


  • you can choose a reporting period and create visual statistics of expenses with graphs;
  • the app supports multiple accounts.


  • sometimes, there are synchronization problems with banking apps and other devices;
  • the functions of multi-currency accounting and payment planning are paid.

Money Lover

With Money Lover, you can make your student life easier: track your spending, create a budget, and always be aware of how much you have. In addition, the app can record your regular payments, as well as remind you of the need to make the next one. There is also a travel mode – all expenses can be tied to different people.

Platforms: iOS, Android.


  • an amazing way to take care of unpaid invoices in advance;
  • notifications about reaching the limit you’ve set and reminders about regular payments.


  • importing data into Excel is paid, as well as keeping records in a currency you choose.
10 Best Financial Manager Apps For Students

Money Flow

It’s a perfect app if you wish to track what the money was spent on. It syncs with other devices, and you can see all the expenses in a chart. There is a function of repeating operations – this way, you can enter the information about the loan, and the money will be debited each month automatically.

Platforms: iOS, Android.


  • accounting for transfers between your accounts;
  • the interface can be fully customized: choose the background, icons, and color scheme of the expense categories;
  • there is a built-in calculator and a currency converter.


  • in the free version, you can’t protect the app from unauthorized people or attach geotags and photos.


This is a wonderful option for those who are on a family budget. You pay for a subscription once and connect others through email invitations. The user can categorize expenses and share them with family members or friends.

Platform: iOS.


  • it is possible to plan and distribute expenses with friends, for example, if you are to visit an event or go on a trip;
  • cute design.


  • no synchronization with banks;
  • in the free version, only one user can record expenses and income.


Here, you can set a monthly limit and determine the max amount you can spend on a particular area. Expenses are entered manually, transferred automatically from the card, or by scanning the QR code on the receipt. It also reminds you when to pay bills. The app helps manage credit card limits and debts. Apps like this teach us how to keep things in order – this skill is essential for any profession, be it a financial analyst or an event manager.

Platforms: iOS, Android.

YNAB (You Need a Budget)

The developers claim that during the first months of using the app, customers start to save. YNAB syncs with bank accounts and automatically transfers all receipts and debits from cards. The app will assist those who want to forget about loans and debts forever – it literally teaches you how to assign money to pay off debts.

Platforms: iOS, Android.


It’s an e-wallet where you can store cryptocurrency and send payments. The app supports Bitcoin, Ethereum, Litecoin, and other cryptocurrencies, as well as euros and dollars. With Payeer, you can convert cryptocurrencies, exchange them, and withdraw money to Visa and Mastercard cards.

Platforms: iOS, Android.

Source: https://unsplash.com/photos/gcsNOsPEXfs


Expensify is ideal for students who combine study with work and are often on business trips. To control expenses, you can simply take a photo of the receipt, and the app will decrypt it. Plus, the expense report can be printed at any time.

Thanks to SmartScan technology, Expensify takes care of all the other functions: analysis, graphing, etc. What’s more, if you’re a student entrepreneur, the app offers expense management.

There are also accounting integrations with QuickBooks, Xero, NetSuite, etc. All this makes your life much easier and gives you more free time for something useful, for example, reading about finance and investment.

Platforms: iOS, Android.

Goodbudget: Budget & Finance

The app is great for planning a family budget, so if you live with a partner, be sure to download it. It syncs with Android devices, iPhones, and even the browser version. Expenses and income are tracked in real time. Goodbudget also draws up a financial plan according to a given budget. This allows you to manage income and expenses during the month, as well as track your current financial situation on detailed charts.

Platforms: iOS, Android.

Bills Monitor

We all have to take care of various mandatory payments every month: rent, utilities, Internet, gym, language courses, etc. Delaying any of these payments leads to problems, so it’s best not to forget about them. With the Bills Monitor app, all your bills will be paid on time. Plus, you will know how much money is left.

The pace of life is crazy these days, so it is difficult to keep track of everything at once. But with useful tools, you can manage it all, be it taking care of your mental health or planning a diet. And personal finances are no exception. From reminding about upcoming payments to teaching how to save – smart apps can do it all. Let’s agree: to improve your financial status, you have to control not only how much you earn but also how much you spend. Luckily, it’s not that hard: just track your expenses and income, and this habit will become part of your daily routine.

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